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Steve Mears Independent Flexible Mortgages

Flexible Mortgages UK advice on 0117 973 4300

Flexible mortgages across the UK have risen dramatically in recent years, and at Steve Mears Independent Mortgage Services we can demystify the process of flexible pay mortgages and help you compare effectively flexible mortgages and the cast array of associated products in this area.

The range and type of flexible mortgages currently on the market in the UK presents a bewildering set of choices for the client, and at Steve Mears Independent Mortgage Services we can offer experienced, knowledgeable feedback on the right financial solution for you.

A few points for flexible mortgages...

There are a few basic points to bear in mind with a flexible pay mortgage:

  1. 1. Annual Percentage Rate (APR) – Some lenders charge an arrangement fee, which may be paid in advance and without refund. The Steve Mears team can direct you to the most competitive deals in the flexible mortgages market, saving you money from day one.

  2. 2. Mortgage Indemnity Guarantee Premium (MIGP) – A single insurance premium usually payable by the client when taking out more than 75 per cent of the value of the property or a re-mortgage amount.

  3. 3. Redemption Penalties – Important to establish if the lender has any penalties in place for early payment of the loan amount in full – we can help clients here.

We can get you the most competitive flexible mortgage.

There are also general and legal factors to consider, such as the completion date, mortgage term and stamp duty. Don’t spend time and energy working around the myriad of products and services in the flexible mortgages UK market – let the Steve Mears’ team work out the most appropriate option for you, and get you the most competitive deal. Hassle free, impartial and professional advice – every time.

Steve Mears Independent Mortgage advisors help everyone from any walk of life

Call us today on 0117 973 4300.

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Steve Mears Independent UK Mortgage Brokers | 28 Alma Vale Road | Clifton | Bristol | BS8 2HY
Telephone: 0117 973 4300 Fax: 0117 914 4300
This Internet site is directed to UK residents only.
You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site.

Please ensure you read our User Terms, Initial Disclosure Documents and Privacy statement .
Steve Mears Independent Mortgages is an appointed representative of Owen and associates who are
authorised and regulated by the Financial Services Authority.

Typically no fee will be charged for arranging your mortgage, we will be paid commission from the lender. Alternatively if you prefer we can
charge you a fee for our mortgage services and refund you any monies we receive from the provider. In which case the fee we will charge
is 0.5% of the total loan value, subject to a minimum fee of £650.00, which will be paid by you when we submit your application form to the lender.
However, depending on the size of the loan we could charge you a fee of £175 for processing the mortgage when we submit your application
form and also we will be paid full commission from the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.