Make an Appointment

Attached are the “client profile” and “Key Facts” and “terms of business letter” for mortgage and Insurance products. It will save time if you can start completing the client profile before your meeting and also bring with you as many items from the following list:

Proof of Identity - Passport or Driving licence

Proof of address - Mortgage/Bank statement

Proof of earnings - latest pay slip/accounts, if available.

Details of any current debts

Details of any existing protection i.e. Death in service, sick pay and any personal policies.

This will help us provide the most accurate advice possible, however, we are always happy to have a general “chat” especially with first time purchasers. We look forward to seeing you soon.

Microsoft Word Document - Our Insurance Services

Microsoft Word Document - Our Mortgage Services

Interested?

Then ring us now on 0117 973 4300 to receive some of the best advice and help available. You can use the contact form if you’d prefer, or to simply to make an appointment to visit our offices you can use the separate form.

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Adverse Credit Mortgages • Buy To Let Mortgages • Flexible Mortgages • Protecting your Mortgage

: 28 Alma Vale Road; Clifton; Bristol; BS8 2HY

This Internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site. Please ensure you read our User Terms, Initial Disclosure Documents and Privacy statement. Steve Mears Independent Mortgages is an appointed representative of Owen and associates who are authorised and regulated by the Financial Services Authority.

Typically you will be charged a fee of £195, payable on completion, for arranging your mortgage. This may vary, however, depending on the size of the loan i.e. larger loans may attract a lower fee (over £200,000) and smaller loans or more difficult cases may be as much as £295. YOU WILL BE NOTIFIED ON YOUR FIRST APPOINTMENT. We will also be paid commission from the lender.

Alternatively if you prefer we can charge you £175 per hour to establish your needs, research the market, and recommend the most suitable mortgage for you and process the application. Therefore, if we spent 5 hours doing this work it would mean a total fee payable of £875. However, it could be more or less than this, depending on individual circumstances. This figure will be payable, whether or not the mortgage goes through to completion. We will refund to you any commission we receive from the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Steve Mears Independant Mortages

We have built a reputation based on excellence in all we strive to do for our clients, and this is clear in our commitments to you.

Make an Appointment

Interested?