Steve Mears: Mortgage Brokers in Bristol

Adverse Credit Mortgages UK advice on 0117 973 4300

At Steve Mears Independent Mortgage Brokers Services, we understand that nobody has a perfect past, and for this reason, offer terms suitable for those who may be looking for adverse credit mortgages in Bristol and across the UK. We listen to all cases individually, and a first mortgage with adverse credit is often a daunting prospect for many – let us explain the market and help you to make the right choice.

An adverse credit mortgage is called a number of different things, including non-status mortgage, sub-prime mortgage, bad credit mortgage, non-standard mortgage – it all amounts to an extremely confusing picture for those investors who for whatever reason find themselves in this lending bracket. We are here to help.

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Turned down for an adverse credit mortgage?

Due to Regulations by the Financial Services Association (FSA), it is unusually easy to find your mortgage application has been rejected – more than one million potential homebuyers are turned down for a mortgage each year.

But this might not be due to adverse credit: it could be because a monthly payment was missed 18 months ago for a regular direct debit, and this information was logged with a credit reference agency. Not because you are uncreditworthy or have no credit history.

A reputation based on excellence

Steve Mears Independent Mortgage Services has a dedicated team of professional mortgage advisers, who are on hand to assist with applications for adverse credit mortgages in Bristol and across the UK, covering self-employed persons without a full 3 years of audited accounts, through to applicants who have moved regularly due to employment commitments.

Talk to us today about adverse credit mortgages in the UK - our telephone number: 0117 973 4300 – we can help clarify the term and guide you to an appropriate investment option, which will help you to secure a mortgage with adverse credit.