About us

Mortgages are important, they’re very personal and they change people’s lives. Most of us have to have one, and it’s often our biggest expense. At Steve Mears we’re passionate about mortgages. To us they’re not simply a set of financial products we sell week in and week out; they’re a highly volatile collection of thousands of options we have to completely master to ensure we offer all our clients absolutely the very best mortgage deal for them. But that’s only the half of it; we also work alongside you through every step of the transaction to make sure that the whole process works as quickly and as smoothly as it possibly can.

Steve Mears is based in Clifton, north Bristol. We’re a national company with a local touch, and we’re proud of our reputation, a reputation based on a commitment to excellence in all we do for our clients. We’ve been sourcing and supplying mortgages and insurances for clients for a combined total of more than 20 years, and our track record speaks for itself. Why not have a look at our testimonials page to see what just some of our hundreds of satisfied clients say about us and then ring 0117 973 4300 to receive some of the best advice and help available. You can use the contact form if you’d prefer, or to simply to make an appointment to visit our offices you can use the separate form.

Our UK mortgage calculators make it simple to see how much you could borrow and how much a mortgage will cost you.

If you have any questions just give the Steve Mears mortgage team a call on 01179 734300.

We should be able to answer your mortgages related question(s) straight away.

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Adverse Credit Mortgages • Buy To Let Mortgages • Flexible Mortgages • Protecting your Mortgage

: 28 Alma Vale Road; Clifton; Bristol; BS8 2HY

This Internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site. Please ensure you read our User Terms, Initial Disclosure Documents and Privacy statement. Steve Mears Independent Mortgages is an appointed representative of Owen and associates who are authorised and regulated by the Financial Services Authority.

Typically you will be charged a fee of £195, payable on completion, for arranging your mortgage. This may vary, however, depending on the size of the loan i.e. larger loans may attract a lower fee (over £200,000) and smaller loans or more difficult cases may be as much as £295. YOU WILL BE NOTIFIED ON YOUR FIRST APPOINTMENT. We will also be paid commission from the lender.

Alternatively if you prefer we can charge you £175 per hour to establish your needs, research the market, and recommend the most suitable mortgage for you and process the application. Therefore, if we spent 5 hours doing this work it would mean a total fee payable of £875. However, it could be more or less than this, depending on individual circumstances. This figure will be payable, whether or not the mortgage goes through to completion. We will refund to you any commission we receive from the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Steve Mears Independant Mortages

We have built a reputation based on excellence in all we strive to do for our clients, and this is clear in our commitments to you.

About us